EMPOWER

Nondiscrimination Testing

Employee Benefits with the Human Touch

With EMPOWER, it's Easy to Stay Compliant!

Take the guesswork out of Nondiscrimination Testing with EMPOWER! Our easy-to-use self test lets you quickly determine your plan’s compliance with all testing requirements.

Why Nondiscrimination Testing is Essential

At the heart of every employee benefits program is the promise of fairness and equality. Nondiscrimination testing ensures that your company’s benefits, like retirement plans and health benefits, are offered in a way that is fair and complies with federal regulations.

Nondiscrimination testing is a set of IRS-required assessments designed to ensure that certain employee benefits, such as 401(k) plans, pension plans, and health benefits, are not disproportionately favoring higher-paid employees or shareholders over others. Essentially, it ensures that the benefits you offer are equitable and accessible to all employees, regardless of their pay level or job title.

Let EMPOWER Put Your Mind at Ease

With EMPOWER, you don’t need to be an expert in employee benefits or IRS law to ensure that your plan satisfies Nondiscrimination requirements. Nondiscrimination testing is included with every tax advantaged EMPOWER plan.

Our self-test makes it easy to calculate the results. you can run it any time during the plan year. Your Account Manager can help you interpret the results and make a corrective action plan to stay on track.

Ready to Take the Test?

Nondiscrimination testing is included with every EMPOWER tax advantaged plan. To start, simply contact your Account Manager.

Don’t Have an EMPOWER Plan?

Contact EMPOWER to see how easy it is to add a plan that your employees will love.

Book a Demo

EMPOWER Participant
Mobile App Download

If you have an FSA, HRA, or HSA with EMPOWER, we encourage you to
download the Mobile App to manage your benefits on the go!
Apple iOS
Google Android

Download Forms

Click one of the links below to view the available forms.

I am a Participant
Click the above link if you are a participant who has an FSA, HSA, or HRA with EMPOWER.
I am an Employer
Click the above link if you are an Employer or Consultant.