One of the most frustrating situations an employer can face during health plan renewal is when an insurance carrier places a laser on an employee. A laser can significantly increase an employer’s financial risk by excluding one employee from the standard terms of the group health plan or requiring substantially higher rates because of that
What Can Employers Do When an Employee Is Lasered on a Health Plan? Read More »
Many employers want to continue helping former employees with healthcare costs after retirement but are looking for a more flexible and predictable alternative to a traditional retiree health plan. A common question is: Can an employer give retirees money to help pay for their own health insurance? The answer is yes, but it must be
How Can Employers Help Retirees Pay for Health Insurance? Read More »
Many small business owners ask whether they can simply reimburse employees for the cost of their own health insurance instead of offering a traditional group health plan. The short answer is: Yes, but not by simply giving employees tax-free reimbursements. Federal law generally does not allow employers to reimburse employees for individual health insurance premiums
Can I Reimburse Employees to Buy Their Own Health Insurance? Read More »
Click one of the links below to view the available forms.
