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EMPOWER
Employee – Healthcare Benefits
Advanced Flex Plan Administration with the Human Touch
Employee Healthcare Benefits
Healthcare FSA
Flexible Spending Account
An EMPOWER Flexible Spending Account (FSA) is a pre-tax benefit used to pay for eligible medical, dental, and vision expenses that aren’t covered by your health insurance. An EMPOWER FSA is a smart, simple way to save money while keeping you and your family healthy and protected.
HRA
Health Reimbursement Arrangement
An EMPOWER Health Reimbursement Arrangement (HRA) is an Employer-sponsored benefit to reimburse a portion of your eligible out-of-pocket medical expenses, such as deductibles, coinsurance, and pharmacy expenses. The EMPOWER HRA helps make healthcare more affordable.
HSA
Health Savings Account
An EMPOWER Health Savings Account (HSA) is like a 401(k) for healthcare. Combined with your company’s qualified High Deductible Health Plan, an EMPOWER HSA gives you an easy way to lower your healthcare costs today, while saving money for future healthcare expenses.
Limited FSA
Limited Flexible Spending Account
If you’re enrolled in a qualified High Deductible Health Plan and have an HSA, you can maximize your savings by enrolling in an EMPOWER Limited FSA. This pre-tax benefit helps you save on eligible out-of-pocket dental and vision expenses, while taking advantage of the long-term savings and investment power of an HSA.
